Use your working account stress free by attaching a revolving line of credit to cover the ups and downs of your cash flow. This provides peace of mind to pay staff and creditors while waiting on sales and invoices. You can also carry your cash flow for extended work in progress, or negotiate discounts with suppliers through faster payment terms.


Loan amount:

Typically $2,000 to $100,000, however this can be negotiated to your needs, depending on your security and cash flow.


This can be secured or unsecured, using a mixture of residential, commercial and rural property or business assets.


No minimum or maximum term.

Interest type:

Variable interest rate.

Repayment terms:

Interest only with no fixed or minimum monthly repayment arrangements.


Various access options available, depending on the lender and your needs, including internet banking, phone banking, ATMs, branches and cheque book.

Tax deductible:

There may be tax benefits of interest if used to produce assessable income. You need to discuss this with your accountant.

Why CPI Finance

CPI Finance has the business experience to review your debtors, creditors and financials to establish a solution to your operating cash cycle. Additionally, we have access to a range of lenders to find you the right solution.

Financing Tip

“Cash is king, but overdrawn accounts is a credit red flag. If you think your cash is going to be under pressure, you need to contact CPI Finance to review your options and see if we need to look at a temporary solution to protect your credit rating”.

Need funding? – CPI Finance has experience and access to a range of lenders