Car & Equipment Finance
Chattel Mortgage / Hire Purchase
Chattel Mortgage and Hire Purchase are usually preferred by individuals and private business that want to ultimately own their vehicle or equipment. These facilities are generally recommended by accountants when a higher up front tax deduction is required for cash flow planning, and allow the GST to be claimed by the borrower. Loan structures can vary from term, balloon, GST financing, lump sum reductions and security (generally over the asset only).
CPI Finance is well experienced in this field and can communicate direct with your accountant to structure a solution that optimizes your cash flow and needs.